Acne – Not Just A Problem For Teenagers

Acne – Not Just A Problem For Teenagers

Twenty-five percent of all adult men and fifty percent of all adult women suffer from some form of acne. These are the facts but how many adults have never had at least one acne flare up in their adult life? Adults can develop acne well into adulthood- twenties, thirties and forties and beyond that even. No acne is pleasant but somehow adult acne seems worse as acne is typically thought of as an adolescence problem. In reality adult acne, or any acne for that matter, is very hard to deal with and can lead to depression, a negative self-image and social anxiety may occur as well. The causes of adult acne are different for all people and the treatments vary as mush as the causes do. Most adult acne can be treated and managed effectively.

The causes of adult acne are unknown; some people think that adult acne has hormonal roots. The appropriate adult pimple treatment may involve balancing your hormones, which typically requires a trip to your healthcare provider or dermatologist for some testing to conclude that hormones are indeed the problem. The development of a pimple is very detailed and very intricate. While it is known that pores that are clogged can block oil from escaping, it is not known why it happens in one pore and not another. It is also not known why this does not happen in all of the pores. The many causes of adult acne and teen acne include hormone imbalance, diet, genetics, vitamin deficiency, stress, and more. The real explanation may be a complex mix of many of these factors. Since it is not know what causes pimples, it is important to focus on the proper treatment of acne.

Acne is often considered a hormonal disease or condition, meaning hormones are responsible for the maturing of the oil producing glands in our skin. Did you ever wonder why you never see acne on a young child? Young children do not have the hormones needed to mature the skin’s oils. Once a person becomes and adult there are many things that can throw our hormones out of balance and in turn wreak havoc on our skin, among other things. Some things that cause such imbalances are puberty, pregnancy, menopause and many other things that cause hormones to flare up. Acne may be precipitated by androgens, the male hormones found in men and women. Oil surpluses made by these hormones are the biggest cause of clogged pores and hair follicles, which results in bacteria growth and acne pimples and blemishes. Acne that is caused by hormones is typically more prevalent in women during natural cycles like menstruation, pregnancy and menopause.

Treatment for adult acne is very effective and there are many forms of treatment available. The best treatment happens to be the same treatment recommended most for teenage acne. Benzoyl peroxide kills acne much better than any other acne medication out there on the market today, including all prescription medications. For this product to be effective an acne sufferer must use enough of the product and use it according to the given instructions. If used correctly and in a large enough amount the acne will start to clear up. This method of treatment is also very simple and is not evasive in any way. Benzoyl peroxide does not have a negative effect on the skin first unlike other prescription acne treatments, meaning you will not see a worsening of the skin before you see the improvement. Skin does not build up a tolerance to this treatment so it will be effective for long-term use. If it works on acne the first time, it will always work.

There may be a genetic component involved meaning acne can run in families. Up to fifty percent of women whose acne continues beyond their teens show evidence of increased androgen levels, with raised testosterone and/or lowered sex hormone binding globulin, a protein found in the blood. Correction of these abnormal hormonal imbalances often improves symptoms, so you need to see to it that your doctor is prepared to measure these hormone levels and help you seek a treatment. Several different treatments are available over the counter to help mild to moderate symptoms and your pharmacist can advise on which product would suit you best.

It is important to realize that adult acne is more common than most think and adult sufferers are not alone, there is a large population of adult acne sufferers. If you are troubled by adult onset acne, first consult your doctor. He or she may have a hormonal adult acne treatment that can help. If you have adult acne and it is severe or causes you pain do not hesitate to talk to your healthcare provider and discuss possible medical treatment of your acne.


How Business Succession Planning Can Protect Business Owners

What if something happens to you, and you can no longer manage your business anymore? Who will then take over your business, and will it be managed the way you want?

Establishing a sound business succession plan helps ensure that your business gets handed over more smoothly.

Business succession planning, also known as business continuation planning, is about planning for the continuation of the business after the departure of a business owner. A clearly articulated business succession plan specifies what happens upon events such as the retirement, death or disability of the owner.

A good business succession plans typically include, but not limited to:

·Goal articulation, such as who will be authorized to own and run the business;

The business owner’s retirement planning, disability planning and estate planning;

·Process articulation, such as whom to transfer shares to, and how to do it, and how the transferee is to fund the transfer;

·Analysing if existing life insurance and investments are in place to provide funds to facilitate ownership transfer. If no, how are the gaps to be filled;

·Analysing shareholder agreements; and

·Assessing the business environment and strategy, management capabilities and shortfalls, corporate structure.

Why should business owners consider business succession planning?

·The business can be transferred more smoothly as possible obstacles have been anticipated and addressed

·Income for the business owner through insurance policies, e.g. ongoing income for disabled or critically ill business owner, or income source for family of deceased business owner

·Reduced probability of forced liquidation of the business due to sudden death or permanent disability of business owner

For certain components of a good business succession plan to work, funding is required. Some common ways of funding a succession plan include investments, internal reserves and bank loans.

However, insurance is generally preferred as it is the most effective solution and the least expensive one compared to the other options.

Life and disability insurance on each owner ensure that some financial risk is transferred to an insurance company in the event that one of the owners passes on. The proceeds will be used to buy out the deceased owner’s business share.

Owners may choose their preferred ownership of the insurance policies via any of the two arrangements, “cross-purchase agreement” or “entity-purchase agreement”.

Cross-Purchase Agreement

In a cross-purchase agreement, co-owners will buy and own a policy on each other. When an owner dies, their policy proceeds would be paid out to the surviving owners, who will use the proceeds to buy the departing owner’s business share at a previously agreed-on price.

However, this type of agreement has its limitations. A key one is, in a business with a large number of co-owners (10 or more), it is somewhat impractical for each owner to maintain separate policies on each other. The cost of each policy may differ due to a huge disparity between owners’ age, resulting in inequity.

In this instance, an entity-purchase agreement is often preferred.


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football wall papers Room for Your Kid With Wall Stickers

As a parent you would surely love to football wall papers in the bedroom of your child. Painting needs a lot of effort and time while wallpapers are rather expensive. Moreover, the child keeps growing, bringing changes in their tastes and preferences.

Your best option is to have wall stickers, also called decals. They make the space bright and colorful to inspire younger children. The best part of having stickers is that you can easily change them as the child grows. That means you may continue having a neutral paint on your walls without the hassle of redecorating their room and keeping it lively all the time.

For small children you can get trains, farmyard animals and teddy bears to add a bit of color, whereas having numbers and letters can surely be used to make them learn early. For getting more peaceful environments, you may consider fluffy clouds and air balloons. You can also get height charts, enabling you to keep track of their growth.

Once the child starts going to school, it will be nice to have something a bit more personal. In case your son loves dinosaurs, he would be thrilled to have a big T-Rex, covering one entire wall. If you like giving the room a more innovative look, consider using astronauts, robots and spaceships. There are lots of ideas for the little princess from fairies and angels to mermaid and unicorns.

Teenagers would often have diverse ideas and they tend to get obsessed with certain things. Look for wall stickers portraying the item of their liking. Think in term of a graceful horse outline for your teenage daughter who likes going for horse riding. You can surely get many designs depicting animals and birds. Perhaps she would prefer having a large photo poster of Justin Bieber! Boys would often prefer having something connected to their favorite sport, like a F1 car or a celebrity footballer.

You can have more popular designs for teenagers. Including a massive dandelion, spreading its seeds in the air, dragonflies, butterflies, woodland nymphs and floral patterns go to create a calm and stylish effect. If you like having something more manly, consider guitars, VW Beetles or Apache helicopters to fill the room.

Another idea is to have blackboard stickers. No, you won’t have to drill any holes in the wall, just stick the black sticker on the wall and leave some chalk on the table for the child to write notes or draw pictures. You may even use such blackboards in your kitchen and leave notes for your children.

Vinyl of excellent quality is used for manufacturing of these wall stickers, which are extremely easy to install. They make a great substitute for wall papers. You can creatively juxtapose them with various pieces of furniture to get new styles. They can be used for creating great visual effects. Imagine having long flexible branches of tree, cascading down the ceiling or a skateboard at one of the corners of your child’s desk.

Stickers not only offer easy fixing but also easy removal. All you need to do is just apply a bit of heat, using your hair drier and peel it off without creating any mess. So, as the child grows, you can simply remove the sticker to be replaced by more appropriate designs.


Your Tenants Don’t Want to Pay Their Rent Online? Try These 5 Motivation Strategies

It is important for landlords to receive rent payments in a well timed manner so it is essential for them to look for property management payment solutions so they can facilitate this goal. How can property manages increase their chances of receiving rent payments on time?

Nowadays, landlords have found an effective way to increase their revenue as well as improve their cash flow and this is by making use of an online payment portal to make lives easier for tenants and at the same time, increase the chances of landlords to receive the money due them at the right time.

However, as the saying goes, you cannot teach old dogs new tricks. It can be challenging to convince reluctant tenants who are used to traditional paying methods to make an online rental payment even if this could be the best solution.

1. Change the policy.

This may not really be a motivational tip but rather a change in policy. Some landlords adopt a new policy, that is, to pay rent by means of electronic payments. While landlords cannot force tenants to do so, when they say that this is their new policy, tenants will abide by it.

2. Reward them for using the online payment system.

When tenants are reluctant to sign up for the online payment system, landlords can try to give them a reward if they do. It can be a gift card or discount on the rent.

3. Set up a raffle for eligible tenants.

If there are several tenants, setting up a raffle will be a cost-effective choice. Those who agree to sign up for online rent payments will receive a raffle ticket and the price could be a gift certificate worth $50 to a dine- in- restaurant.

4. Remind tenants in a subtle way.

At times, a simple reminder is still effective. Landlords can mention the option to register for online rental payment on the website of the property management company in the office, via email, flyers or wherever it can be seen by the tenants.


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